Recovery

Corporate recovery when cash or CRA pressure is real

A calm sequence for Canadian owners under stress — options, order, and documentation that can survive scrutiny.

Say what’s urgent: cash, creditors, CRA timing, or the stack itself. High-level is fine for the first note.

Pressure we see on real files

Cash is short and you’re choosing what to pay this week versus what to hold. A landlord or trade creditor is already in the conversation and informal emails are getting messy. The corporate stack still looks tidy on paper while money and control have moved somewhere else — and that gap is creating risk.

Sometimes a “quick fix” last quarter made the situation noisier. You’re looking for a documented path, not another scramble.

What “sequence” means here

First we separate what’s urgent this week from what can wait. Then you get a short option map: continue, reshape, pause a line, or wind down a piece — with trade-offs stated plainly. We help you decide what to document and communicate first so later steps aren’t undermined.

Resolutions, agreements, and supporting paper should line up with registry and tax-facing positions. Where the situation needs counsel, or where a CRA letter is already live, we hand off or coordinate rather than pretend one lane covers everything.

Deliberate new entities, share design, and planned reorg docs without a live cash or creditor clock belong on corporate creation & structuring. Same firm; different urgency. If CRA correspondence is the main fire, start with CRA representation. If you’re still at “what should we do next?” without a forced clock, strategic advisory may fit first.

Bounds

We don’t promise survival, creditor consent, or that pressure will vanish. This isn’t insolvency or bankruptcy advice — when a licensed insolvency professional or lawyer needs to lead, we say so early. Late or already-compromised positions change the sequence; we won’t call them fine.

Do you negotiate with creditors for me?

We help you prepare facts, sequence, and documentation so conversations (or counsel-led negotiation) stay consistent. Formal roles and authority are confirmed at engagement.

CRA is involved too — which page?

Live letters, proposals, assessments, and objections sit under CRA representation. Recovery and CRA response often need to stay coordinated so one lane doesn’t undermine the other — mention both in the consult note.

What belongs in the first note?

Urgency, whether cash/creditors/CRA timing is already in play, ownership in plain language, any hard date. Skip full ledgers and SIN/BN dumps until engaged.

Get In Touch

Share urgency and what’s already in play. We’ll confirm fit and next steps — usually within one business day. For live CRA correspondence, use CRA representation.

Related reading

We’ll follow up to your email. Keep SIN/BN and full ledgers until we’re engaged. Nationwide · confidential.